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Convert
Malaysian Ringgit (MYR) to CTC (CTC) Instantly

MYR MYR
CTC CTC
Buy CTC (CTC)

Purchase CTC (CTC) with Malaysian Ringgit (MYR) easily at Switchere and benefit from fast, secure transactions.

About
CTC (CTC)

Creditcoin (CTC) is a foundational blockchain technology designed to address a critical gap in the global financial system: the lack of a universal, transparent credit history. Its primary objective is to create a decentralized network for a borderless credit market, specifically targeting the unbanked and underbanked populations. By recording loan performance on a public digital ledger, Creditcoin provides a mechanism for individuals and businesses to build a verifiable, on-chain credit history. This digital asset aims to bridge the divide between traditional finance and DeFi applications, fostering greater financial inclusion by making credit more accessible and transparent across the globe through its innovative Web3 infrastructure.

The core of the Creditcoin protocol involves linking real-world, off-chain loan agreements to its immutable blockchain. This process creates objective proof of creditworthiness that is not controlled by any single entity. The native utility token, CTC, is integral to the ecosystem's operation. It is used to pay for transaction fees required to record credit transactions, such as loan requests and repayments, on the chain. Furthermore, CTC can be utilized for staking to enhance the cryptographic security of the network. This unique approach to integrating real-world assets (RWA) in the form of private credit establishes a foundational layer for on-chain reputation and new financial products.

CTC (CTC)

How to Buy CTC (CTC)

swipe Step-by-step guidance
card Easy credit card payments
btn Streamlined purchase process
  1. Step 1 illustration
    01

    Choose MYR to CTC Pair

    Select your preferred payment method and enter the amount.

  2. Step 2 illustration
    02

    Enter Your CTC Wallet Address

    Provide your CTC wallet address and proceed with the payment.

  3. Step 3 illustration
    03

    Receive Your CTC

    Complete the payment, and your CTC will be sent to your wallet.

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Frequently asked questions

  • What is the primary method to buy Creditcoin (CTC) with Malaysian Ringgit (MYR)?

    The most common method is using a regulated digital asset exchange (DAX) in Malaysia that lists the MYR/CTC pair. This typically involves setting up an account, completing KYC/AML compliance, and then using a local fiat on-ramp like an FPX transfer or a direct bank transfer from your Malaysian bank account to fund your exchange wallet with MYR before executing the trade.

  • Why is the MYR to CTC pairing significant for decentralized finance users?

    This pairing provides a direct fiat gateway for Malaysian investors to access Creditcoin's unique ecosystem. Creditcoin is a Layer-1 blockchain focused on creating a public credit ledger. By converting MYR to CTC, users can participate in a network designed to record a verifiable credit history, potentially bridging the gap between real-world credit and on-chain lending protocols for the unbanked.

  • What are the typical fees when conducting a MYR to CTC transaction?

    There are usually three types of fees. First, a deposit fee for your MYR, which might be a small fixed fee for an FPX transfer. Second, a trading fee on the digital asset exchange, typically a small percentage of the total trade value. Third, a withdrawal fee, which is the network fee required to move your purchased CTC from the exchange to a secure, non-custodial digital wallet on the Creditcoin blockchain.

  • What technical aspects of Creditcoin (CTC) should I be aware of after purchase?

    Creditcoin is built on the Substrate framework, similar to Polkadot, and is transitioning to a Nominated Proof-of-Stake (NPoS) consensus mechanism with its Creditcoin 2.0+ upgrade. When withdrawing your CTC, ensure you are using a wallet compatible with the Creditcoin mainnet. Always double-check the wallet address for accuracy, as blockchain transactions are immutable. Understanding its core function as a public credit ledger helps appreciate its long-term utility.

  • How can I securely store my Creditcoin (CTC) after a MYR transaction?

    For optimal security, you should transfer your CTC from the exchange's custodial wallet to a non-custodial digital wallet where you control the private keys. Options include software wallets compatible with the Creditcoin network or, for the highest level of security, a hardware wallet. Never share your private keys or seed phrase, and store them offline in a secure location to protect your digital assets.
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