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Convert
Polish Zloty (PLN) to Dai (DAI) Instantly

PLN PLN
DAI DAI
Buy Dai (DAI)

Purchase Dai (DAI) with Polish Zloty (PLN) easily at Switchere and benefit from fast, secure transactions.

About
Dai (DAI)

DAI (DAI) stands as a pioneering decentralized stablecoin soft-pegged to the US Dollar, operating on the Ethereum blockchain as an ERC-20 token. Its primary purpose is to provide a censorship-resistant and transparent digital asset that maintains a stable value, offering a crucial building block for the decentralized finance (DeFi) ecosystem. Governed by the MakerDAO community through the MKR governance token, DAI's stability is achieved through a sophisticated system of over-collateralization. Users generate DAI by locking up approved crypto assets, such as ETH or WBTC, into smart contracts known as Maker Vaults (formerly Collateralized Debt Positions or CDPs). This process ensures that every DAI in circulation is backed by a greater value of collateral, mitigating volatility risks.

The core technology relies on Ethereum's smart contract capabilities to manage these Vaults, automate liquidations if collateral value drops below a certain threshold, and maintain the peg through various stability mechanisms, including Stability Fees and the Dai Savings Rate (DSR). The DSR allows DAI holders to earn yield on their holdings directly on-chain. DAI's utility token function is primarily as a stable medium of exchange, a unit of account, and a store of value within countless DeFi applications, including lending protocols, decentralized exchanges, and yield farming strategies. As one of the most widely integrated crypto-backed stablecoins, DAI is a foundational element of Web3 infrastructure, enabling peer-to-peer transactions and complex financial instruments without reliance on traditional intermediaries.

Dai (DAI)

How to Buy Dai (DAI)

swipe Step-by-step guidance
card Easy credit card payments
btn Streamlined purchase process
  1. Step 1 illustration
    01

    Choose PLN to DAI Pair

    Select your preferred payment method and enter the amount.

  2. 02

    Enter Your Dai Wallet Address

    Provide your DAI wallet address and proceed with the payment.

  3. 03

    Receive Your Dai

    Complete the payment, and your DAI will be sent to your wallet.

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Frequently asked questions

  • What exactly is the PLN/DAI pair and what is its primary utility?

    The PLN/DAI pair represents the exchange rate between the Polish Złoty (PLN) and Dai (DAI), a decentralized stablecoin soft-pegged to the US Dollar. Its primary utility is to provide a direct fiat on-ramp for Polish users to acquire a stable digital asset. This allows them to enter the decentralized finance (DeFi) ecosystem, hold a stable value asset outside traditional banking, or hedge against currency fluctuations, all powered by the MakerDAO protocol's smart contracts on the blockchain.

  • What are the typical payment methods to buy DAI with Polish Złoty (PLN)?

    To purchase DAI with PLN, you typically use a cryptocurrency exchange that supports PLN deposits. The most common methods include direct bank transfers using the Elixir system, instant payment services like BLIK, and sometimes credit/debit card purchases. On some platforms, you might first need to buy a major cryptocurrency like Bitcoin (BTC) or Ethereum (ETH) with your PLN and then trade it for DAI on the exchange's order book.

  • How does Dai's decentralized nature differ from other stablecoins when purchasing with PLN?

    Unlike centralized stablecoins (like USDT or USDC) backed by assets in a bank, Dai is generated decentrally through the MakerDAO protocol. It is overcollateralized by other digital assets locked in smart contract vaults on the blockchain. This means its backing is transparently verifiable on-chain and it's less subject to the risks of a single corporate entity. When you buy DAI with PLN, you are acquiring a token maintained by a decentralized autonomous organization (DAO), not a corporate liability.

  • Do I need to complete KYC verification to buy DAI with PLN?

    Yes, if you are using a centralized cryptocurrency exchange that serves as a fiat gateway, you will almost certainly need to complete Know Your Customer (KYC) and Anti-Money Laundering (AML) verification. This is a standard regulatory requirement for platforms that handle fiat currencies like the Polish Złoty (PLN) to prevent illicit activities. The process typically involves submitting a government-issued ID and proof of address.

  • After buying DAI with PLN, how do I securely store it and interact with DeFi?

    Once purchased, you should withdraw your DAI, an ERC-20 token, from the exchange to a non-custodial digital wallet where you control the private keys. Options include browser wallets like MetaMask or hardware wallets like Ledger for maximum security. From this wallet, you can connect to various decentralized applications (dApps) in the DeFi ecosystem to lend, borrow, or earn yield through mechanisms like the Dai Savings Rate (DSR) on platforms such as Oasis.app.
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