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How to buy crypto with PIX on Switchere
Why buy crypto with PIX on Switchere
Bank-to-bank in seconds, 24/7
PIX runs on the Central Bank of Brazil's instant payment rail. The transfer clears in seconds, including nights, weekends, and holidays. The crypto leaves the platform the moment the BRL lands.
Any Brazilian bank or fintech
Nubank, Itaú, Bradesco, Caixa, Banco do Brasil, Santander, Inter, C6, PicPay, Mercado Pago - if it offers a Brazilian account, it supports PIX. There is nothing to install, nothing to register beyond your existing bank app.
Skip the card-issuer guesswork
A PIX payment never touches a card network. Brazilian card issuers that decline crypto MCC charges never see the order - the bank sees a normal PIX transfer; the platform sees an inbound BRL payment.
Live rates, transparent fees
The exchange rate, the service fee, and the final crypto amount are shown on the confirmation screen before the QR code appears. No hidden spreads, no surprise deductions on the platform side. PIX itself is free for individuals on the payer side.
Buy crypto with PIX from your phone
The Switchere mobile app fits the PIX flow naturally. Place the order, tap to open your bank app with the PIX code pre-loaded, approve with biometric, and watch the order status update in real time without bouncing between screens.
Same converter, same coin list, same loyalty discounts as the web version - finished by a single PIX approval inside your bank app.
Live rates and order status are always one tap away, so you can decide and act when the market gives you a window.
Frequently asked questions
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Can I buy crypto with PIX on Switchere?
Yes. PIX is supported as a payment method for crypto purchases in BRL. You need a Brazilian bank or fintech account with PIX enabled - which is the default for every Brazilian account today. -
What is PIX exactly?
PIX is the Central Bank of Brazil's instant payment system. It moves money bank-to-bank in seconds, 24/7/365, and is free for individuals. Payments can be sent by scanning a QR code, by pasting a PIX Copia e Cola string, or by sending to a PIX Key (CPF, email, phone, or random key) tied to the recipient's account. -
Do I need to register for PIX?
No separate registration is needed - PIX is built into every Brazilian bank and fintech app. If you can open your banking app and log in, you can already pay with PIX. -
Why use PIX instead of a Brazilian card?
Brazilian card issuers frequently decline or hold crypto-related charges on direct card swipes, and international cards add an IOF tax on top of the FX spread. PIX bypasses both. The payment is a domestic BRL transfer between Brazilian banks - clean, instant, and at the platform's published exchange rate. -
How long does the order take?
The PIX transfer itself clears in seconds. After the platform receives the BRL, it broadcasts the crypto transfer to the network - delivery to your wallet depends on the destination chain. Bitcoin typically takes 10-30 minutes during normal load, while networks like Tron or Polygon settle in under a minute. -
What does it cost?
The platform service fee plus the live exchange rate, both shown before the QR code appears. Loyalty members earn up to 45% off the platform service fee on qualifying orders. PIX is free for individuals on the payer side; some banks apply a small fee for businesses (PJ accounts), which is shown inside your bank app.